How to Become a PhonePe Merchant in India: Quick Guide in 2025

Leveraging the power of digital payments for your company–learn how to become a PhonePe Merchant in 2025 as online payments are in demand that businesses cannot do without anymore.

Introduction

If you want to make it convenient to conduct transactions and maximize your customers' satisfaction, PhonePe is an option that will help you achieve this. Learn how to open your PhonePe’s Merchant Account, generate a PhonePe Merchant QR, and know PhonePe Merchant Account Charges. Also, utilize the help that you need through the PhonePe Merchant Customer Care Number. Let's begin!

People are usually deceived by PhonePe payments screenshots or screenshots of a PhonePe transaction, appearing as successful payments. They are used by fraudsters to deceive people and gain their trust. In this blog, we will explain how fake screenshots are created, how you can recognize them, and how you can protect yourself from being caught.

Why PhonePe for Your Business?

With more and more days of online transactions, PhonePe is one of the top business platforms. It offers a hassle-free and safe payment gateway to get the payment, thereby simplifying the payment transaction for businesses. With PhonePe, you can give your customers a seamless, smooth payment experience, and simple transactions for yourself too.

Let us tell you how you can utilize PhonePe for your business.

How to Become a PhonePe Merchant in India?

It is easy and simple to become a PhonePe merchant. To accept payments, simply follow the below steps:

Step 1: Download the PhonePe App

Install the PhonePe application from the Google Play Store or Apple App Store.

Open the application on your phone and tap on the "Business" option to begin registering.

Step 2: Register as a Business

Supply your company name, contact number, and company information.

Step 3: Select your business type (shop, service provider,)

Enter your bank account details, and GSTIN (if your business is GSTIN eligible ), and upload documents like business proof, identity proof, and bank proof.

Step 4: Confirm Your Phone Number

You can confirm your phone number by providing the OTP received on your registered mobile number.

Step 5: Account Activation

When your documents get approved, your PhonePe Merchant Account will become active.

Step 6: Accept Payments

You can now start receiving payments by generating a PhonePe Merchant QR code, which the customers will scan to make simple payments.

Similar to an Amazon Merchant account, PhonePe Merchant 2025 enables businesses to serve a larger base of customers and accept payments digitally and securely.

How to Create PhonePe Merchant Account?

To create a PhonePe merchant account do the following:

• 1. Download the PhonePe app for your mobile.
• 2. Select "Business" from the options and register as a business.
• 3. Enter your phone number, bank account details, and business name.

Once everything is completed, your PhonePe’s Merchant Account will be activated, and you can begin accepting payments immediately. It is a great option for businesses of all sizes since it is fast and free to create an account.

Benefits:

• No initial cost to set up.
• Instant payment transfers to your bank account.
• Access to business insights and transaction tracking.

PhonePe Merchant Login

Once your PhonePe’s Merchant Account is set up, you’ll need to log in to manage your transactions. To PhonePe Merchant Login:

• 1. Open the PhonePe app on your device.
• 2. Select the "Business" tab.
• 3. Enter your login credentials, such as your mobile number and password.

The moment you log in, you can see live transaction history, process payments, monitor sales, and even refund. All is in your control for your business payment flow in your PhonePe app.

Key Features:

• Real-time tracking of transactions.
• Refund management.
• Payment history display.

PhonePe Merchant QR – Quick Payments

One of the special features for PhonePe users is PhonePe Merchant QR. The QR code enables the user to pay directly by scanning it using the PhonePe application.

Help your customers make payments directly by scanning the code, just like other digital payments such as Merchant QR code solutions.

PhonePe offers a robust Merchant Payment Gateway that allows quick and safe transactions, thus making it the perfect option for businesses seeking effortless payment processing.

How to Create Your PhonePe Merchant QR?

• 1. Log in to your PhonePe’s Merchants Account.
• 2. Go to the "Payment" section.
• 3. Choose "Generate QR Code".
• 4. Print or display the QR code in your store or website.

With PhonePe Merchant QR, customers pay directly through UPI, debit/credit cards, or wallets. Payments are fast and secure to make and are appropriate for businesses of all sizes.

PhonePe Merchant Account Charges

Even though it is free to obtain a PhonePe’s Merchant Account, there are certain charges where businesses should be careful. There may be withdrawal or transaction charges.

PhonePe’s Merchant Portal Charges:

• Transaction fees: PhonePe charges you a tiny amount for transactions. These are decided according to the mode of payment you use.


• Withdrawal fees: In case you need to withdraw from the PhonePe wallet, you might have to pay an amount according to your type of account or the withdrawal limit you choose.

It is advisable to have an eye on such charges by looking at the details posted on the PhonePe website or app. Certain charges are added on, but all the companies believe that the convenience and customers offered by PhonePe are worth more than the money they incur.

How to Get Merchant ID in PhonePe?

Your Merchant ID is an exclusive identifier to identify transactions and associate payments with your company. These are the steps for how to get merchant ID in PhonePe:

• 1. Sign in to your PhonePe’s Merchant Account
• 2. Go to the "Business Settings" area.
• 3. There, your Merchant ID will be listed.

Keep your Merchant ID safe as it is for transaction verification and system integrations. You would require it, in case you need to contact customer care at some point in the future.

PhonePe Merchant Customer Care Number

In case there is a problem or there is a query, it is easy to rectify by phone by calling PhonePe’s Merchant Customer Care Number. If the issue is login, concerned about transactions, or would like charge information, PhonePe customer care will assist.

PhonePe’s Merchant Customer Care Number can be called via the app or they also provide options like calling via email or live chat on their website.

To contact PhonePe Merchant Support, call 080-6872-7777 or 022-6872-7777.

Conclusion

PhonePe provides you with a straightforward, secure platform to make digital payments easy for any business size and type. Don't wait—Open a PhonePe Merchants Account today and receive payment. If support is needed, call the PhonePe Merchant Customer Care Number.