How to Change UPI Pin in BHIM: Step-by-Step Guide 2025

Introduction

UPI PIN is a 4-6 digit passcode through which your financial transactions will be authenticated, and nobody else will make payments without your approval. You are always suggested to change your UPI PIN very often so that you will not get victimized in case somebody has managed to infiltrate your account. Do you know how to change the UPI PIN? Okay, if you are one of the users of the BHIM application then just have a look at this article and get familiar with how you could change your UPI PIN in BHIM.

UPI is indeed revolutionizing the digital world of financial transactions nowadays. You now send money from one account to another simply by tapping your smartphone. That is, in that way, very convenient but a big problem: something we have to learn. One among them is that it must be safe regarding your PIN.

Here, we would describe the changing process of the UPI PIN in BHIM step by step together with some very important tips for safety related to your PIN.

What is a UPI PIN? Why is it important?

It is basically a digital payment interface, which allows for instant transfers from one bank account to another. Payments are made directly from the customer's bank account to the merchant or recipient through a smartphone. The hallmark of UPI is its simplicity and ease of use-it requires nothing but a mobile number with a bank account and a secure UPI PIN to execute a transaction.

UPI PIN is required while authenticating financial transactions on UPI. It's something like an ATM PIN. It's a kind of protection against unauthorized payments. However, with time you may have some reasons to change your UPI PIN.

Security: You may have leaked your UPI PIN, or you might have given the PIN to someone by mistake. So, it's better to change your UPI PIN.

Lost PIN: If you forgot your PIN then do not worry it easily gets reset.

Security practice: Periodically upgrading your UPI PIN to sometime gives additional security to your account

Thus, if one cares to keep his/ her money safe, here comes a guide on change Bhim UPI pin.

How to Change the Bhim UPI PIN: Step Wise Guidance

Changing Bhim UPI PIN may be very less of a hitchy thing. Just follow these easy to proceed steps:

Step 1: Open BHIM App

Open your mobile and then open the BHIM app. The BHIM application can be downloaded from the google play store and the apple app store also.

Step 2: Click on Bank Accounts

Open the app, tap on the three horizontal lines kept at the top-left corner of your screen that would pop open the menu. Then, select click on the Bank Accounts.

These would show you all those accounts which are linked with your BHIM application. Now find an account for which you select to change your UPI PIN.

Step 3: Click on the Option of Change UPI PIN

Under the heading of Bank Accounts, you will find an option by the name of Change UPI PIN. Just tap on it and you would be led to the next screen and change your UPI PIN.

Step 4: enter your current UPI PIN

You need to authenticate yourself by entering the current UPI PIN in order to change the UPI PIN. And no doubt that only you being the owner of the account can do it.

Step 5: Change New UPI PIN

You have to input the current PIN in use and create a new PIN by retyping the PIN also. Type the fresh 4-6-digit UPI PIN completely in an absolutely creative manner. This is something that nobody could ever possibly guess. It should also be something as easy as that for just you, but it should never ever be possible to guess.

Step 6: Accept New UPI PIN

Now since you've updated your PIN number, you need to agree to it. Now you shall confirm this new PIN number not bearing an iota of error.

Step 7: Done

Your phone should now display a prompt to say that your PIN on UPI has just changed and you will shortly thereafter authenticate further transactions made within BHIM using the very newly established PIN number.

How to Change UPI PIN in BHIM If You Forgot It

If you have forgotten the UPI PIN, there is no need to be worried as changing it is quite a simple process following the below-mentioned steps:

Step 1: Open BHIM App

Just as you did previously, open the BHIM App on your mobile.

Step 2: Go to 'Bank Accounts'

Tap those three horizontal lines on the top-left side and get into the menu by tapping Bank Accounts.

Step 3: Tap on 'Forgot UPI PIN'

There is an option of Forgot UPI PIN present under the section called Bank Accounts. Tap on that.

Step 4: Select the Bank Account

In case you are having multiple accounts linked in your BHIM application then select one whose PIN you are wanting to get reset.

Step 5: Confirm Your Identity

The next one will ask you to authenticate using your mobile number as that is the basis which connects your bank account, usually through OTP (One time password sent on your phone

Step 6: New UPI PIN

After this step, your identity is authenticated, a new UPI pin has been asked from you, and you have been asked for a safe 4 to 6 digit pin on confirmation.

Step 7: Done

Once you authenticate a new PIN, it activates. Once your new UPI PIN is active you will now be able to start utilizing them to do your transactions.

Change UPI PIN: Important Security Tips

It is very easy to change the UPI pin. However, aside from changing it, there are a few things you must do to ensure that your PINs are safe. Here are some tips on how you can strengthen your security while dealing with your UPI Pin:

Create A Very Strong PIN: Do not use any PIN that may easily be guessed like your birth year. Use some sort of random number and ensure that it cannot be guessed easily.

Never Share Your PIN : Do not perform any sort of transaction over public Wi-Fi as those may get compromised. Always prefer using mobile data.

Enable 2-Factor Authentication: If the bank is offering any kind of 2-factor authentication service, do enable it.

Change UPI PIN: Also, do keep changing your UPI PIN every now and then since that forms yet another layer of security too. Try doing this at least once in every quarter.

Verify the Statements From Bank: Keep on checking from time to time the statements from the bank for anything as peculiar as unapproved withdrawals. Then, if you feel like something is amiss, ring up the bank immediately

Conclusion

This is the importance of changing your UPI PIN for security concerning your online financial dealings. BHIM makes it simple and easy to change or reset of your UPI PIN. A user can change his or her UPI PIN for security measures or simply because she or he forgot it; easy steps are made by the application while it changes it without any issue or bother. Check out Gonukkad for more information.

With the above step-by-step guide, you can safely update your UPI PIN and proceed to make safe payments. Good security habits and a strong UPI PIN, coupled with keeping it a secret, should prevent unauthorized access to your finances. So, you can make safe use of UPI with the help of Gonukkad.