How To Close Amazon Pay Later Account: Easy Step To Follow

Trouble with your Amazon Pay Later account? Want to know what Amazon Pay Later is, or need help on how to close the Amazon Pay Later account? You are at the right place. Find the steps for managing your account comfortably, clearing out the pending dues, and having a smooth closure process. Learn everything you need to take command of your finances today!

Introduction

Introduced by the company in April 2020, Amazon Pay Later offers various options for the same user to repay the amount up to 12 months of time along with numerous other exciting offers. At the same time, it might also feel an additional burden that he has carried alongside his own credit card. Thus, it could be a good decision for one to deactivate or even close one's Amazon Pay Later account.

What is Amazon Pay Later?

Before we talk about ways how to close the account for Amazon Pay Later, let's first define what it is. Amazon Pay Later pertains to a payment mechanism. In this case, users can shop on Amazon, pay later, or get credit for their orders to make them easier on their wallets. This avails a line of credit; this allows customers to postpone paying and still enjoy handy EMI options on all of their purchases.

Things to Remember Before Closing an Amazon Pay Later Account

The things mentioned above are essential to keep in mind before proceeding further with closing an Amazon Pay Later account, thereby allowing its process to happen efficiently as well as informatively:

• 1. Payment balance must be settled: Settle any pending payments with Amazon Pay Later before closing. Outgoing payments may not allow one to close the account as the account will only get closed when all the outstation balance is paid.


• 2. You must ask for a No Objection Certificate from your lender once you have processed your account closure request. This NOC would be an official confirmation stating that your Amazon Pay Later account has been closed and that there are no dues pending. You must chase it up as well and ask for the NOC if you don't receive it within 2-3 weeks after the closure request.


• 3. Reflection in CIBIL profile: It will reflect on your CIBIL profile only after 2-3 months of closure of your Amazon Pay Later account. You may see your account as 'active' during this time on your credit report. Be patient, and eventually, it will get updated as 'closed.'


• 4. Closed Account on CIBIL for Record-Keeping: Even after closure, your account will be shown on your CIBIL report as 'closed'. It is a routine follow-up for record purposes and allows future lenders to see the closed account with its credit history.

Also if you have any questions or doubts regarding how the Flipkart Pay Later operates or its eligibility or closing the pay later account you can check it out at Gonukkad.

How To Close Amazon Pay Later - Step By Step

Closing an Amazon Pay Later account is not a simple process, and the process is somewhat different with each of the lending providers. So, here's how to close an Amazon Pay Later account step-by-step.

Method 1: Contact Amazon Customer Care

Call the Amazon Pay Later customer care number or Chat with Amazon Customer Care:

• Contact the Customer Care of Amazon by making a call or through chat options.
• Request permanent closure of your Amazon Pay Later account.

Customer Care Process:

• Act according to the instructions of the customer care executive and close your account.
• Prepare yourself for processes for authentication of identity.

Confirmation of closure request:

• After following all the steps mentioned above, confirm that you have placed a closure request with the customer care service.

Method 2: Contact Axio (formerly Capital Float) Customer Service

Send mail to Axio Support: If the above process does not work or if you are a customer of lending with Axio, follow this process to write mail to Axio support department at [email protected].

2. Call Axio Customer Service: Or, you can call Axio Customer Service at 080-68075001 during their working hours from 9:00 am to 9:00 pm on all days.

Method 3: IDFC FIRST Bank Customer Service (If Applicable)

If the lending bank is IDFC FIRST Bank, then reach the IDFC FIRST Bank Customer Service at 1860 500 9900. The facility can be obtained between 9:30 am to 6:00 pm on all working days except on the 2nd and 4th Saturday and bank holidays.

Method 4: Approach the RBI Ombudsman (if necessary)

1. Complaint Registration: Only in case nothing materializes from the above, then contact details of the RBI Ombudsman have to be captured along with all the details to submit along with the document .

2. Tracking ID and Notice: Once registered, the status of your complaint is sent for viewing, and you get the tracking ID. You are immediately communicated through an email whenever RBI responds.

Conclusion

Closing your Amazon Pay Later service is an easy process. Read on the three effective methods provided, ensuring a painless exit from Amazon Pay Later. Sometimes, it becomes confusing while deciding the best how to close Amazon Pay Later method, but rest assured that every method provided here is successful and validated. Leverage your brand's potential, attract your audience, and lead your industry with Gonukkad.