How To Close Flipkart Pay Later in 5 Steps

How To Close Flipkart Pay Later in 5 Steps


21 November, 2023

how-to-close-flipkart-pay-later

Last updated on 21 November, 2023

Written by Content Team

How to Close Flipkart Pay Later: 5 Easy Steps To Follow

Let us tell you how to close Flipkart Pay Later account in just 5 steps. Take control of your finances with this step-by-step closing process.

Introduction

Have you ever come across the situation where you say: what if my Flipkart Pay Later account is not working? This article has got you covered! Flipkart Pay Later is a payment option offered by Shopsy, Myntra, and Flipkart, among other e-commerce sites. With the help of the Pay Later option, you can place orders from these websites without having to pay for them all at once by the fifth of the following month. On Flipkart, this payment method is available exclusively for a select few products.

If you would rather pay for your goods once a month rather than each time you place an order, Flipkart Pay Later is a suitable alternative for you. Not every user can, however, take advantage of the Pay Later option. The Flipkart Pay Later feature is currently only accessible to qualified customers. Therefore, go to your Flipkart profile if you're not using this option.

It is conceivable that you are considering canceling your Pay Later account at this point. If you have opted to use the Flipkart Pay Later payment option, you may be considering deleting your account for any number of reasons. See the blog below for instructions on how to close Flipkart Pay Later account. In just 5 easy steps, we'll guide you through the process of canceling your Flipkart Pay Later account.

How To Close Flipkart Pay Later in Just 5 Steps?

For a number of reasons, including changes in their credit score, payment method, or incapacity to make monthly payments due to overspending, people close their pay later accounts. Many people have trouble locating the Flipkart pay later deactivating option. Flipkart Pay Later eligibility requires one to have an account. You can take the following actions to permanently deactivate your Flipkart Pay Later account:

1. Open your Flipkart account and log in.

You have to first log into your Flipkart account. To access your account, enter your password and email address.

2. Visit the Help Page on Flipkart.

You must visit the Flipkart support page after logging in. It is located at the top right corner of the webpage or application.

3. Locate the option to Call or Chat.

This phase of the subsequent pay deactivation process may be the most important one. Look for the I want help with other concerns option on the help center page of the help page.

4. Ask to Receive a Callback.

A Flipkart customer support representative will get in touch with you within five to ten minutes of your request for a callback. Please ask the support team for help in deactivating your Pay Later account. Make sure you ask for a permanent account closure as opposed to a deactivation or suspension that is only temporary.

5. Termination of Account and Schedule.

More than a month will pass after the chat or call before your Pay Later account is terminated. Your report will soon reflect this closure as closed, this will likely happen within the next two to three months.

How To Email a Request For Closure?

To avoid any issues when terminating your Pay Later account, make sure to pay off any outstanding balances before doing so. When you ask to have your account closed, you will get a certificate of no objection. It is important to remember that you will never be able to use Flipkart Pay Later again after you close your account.

If you have never had a credit card before and you have been offered Flipkart Pay Later, you might want to consider keeping it open if this is your first credit line. The age of a credit line has a big influence on your credit score. This could help you obtain a credit card or loan if you ever need one.

If you're still experiencing problems deleting your Flipkart account, you may also send Flipkart an email using your email address.

Conclusion

Closing Flipkart Pay Later is a straightforward process. There are still a few options available to you, all of which were previously described.

It's important to keep in mind that these are merely broad guidelines, and that specific steps for closing a Flipkart Pay Later account may vary. It is recommended that you contact Flipkart's customer service right away if you would like accurate and up-to-date information about the process for closing your account and any requirements that are unique to you. Still pondering, head on to GoNukkad for professional advice!

Q. Q. What happens if, after two days, I still haven't paid my Flipkart Pay Later?

A. If you don't pay, your Pay Later account can get blocked or disabled. This means that you won't be able to make any more purchases using Pay Later. There might be an impact on your score. It may be challenging to obtain credit in the future, such as a loan or credit card, if your credit score is low.

Q. Q. What drawbacks does Flipkart Pay Later have?

A. If in any case, you fail to make the payments for the things you bought using Pay Later, you will be regarded as a defaulter. You might be subject to penalties including interest and late payment fees. Also, your credit score can be adversely affected.

Q. Q. What is the highest Pay Later limit on Flipkart?

A. You may access a large selection of high-end items across several categories and have access to a credit limit of up to Rs. 70,000 with Pay Later. It is simple to apply for and requires no documentation to use the Flipkart Pay Later credit card payment option.

Q. Q. Which bank allows for later Flipkart payments?

A. With Flipkart's Pay Later program, which is in collaboration with IDFC bank, users may access credit straight from IDFC bank and the e-commerce giant after the customer has been onboarded for the product.

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